Answer this questions honestly:
1.) Does your mate or partner sound off that you expend too much money?
2.) Are you surprised every month when your credit card account arrives at how much more you billed than you thought you had?
3.) Do you have more shoes and clothes in your closet than you could ever maybe wear?
4.) Do you own every newly gadget before it has time to collect dust on a retailer’s ledge?
5.) Do you buy things you didn’t know you wanted until you saw them on display in a store?
If you replied “yes” to any two of the above questions, you are an impulsion spender and indulge yourself in retail therapy.
This is not a fine matter. It will preclude you from saving for the important things like a house, a new car, a vacation or retirement. You must set some financial ends and refuse spending money on items that really don’t matter in the long run.
Impulse expending will not only arrange a strain on your funds but your relationships, as well. To get over the problem, the first thing to do is learn to separate your needs from your wants.
Advertisers blitz us hawking their products at us 24/7. The trick is to give yourself a cooling-off period before you buy anything that you have not designed for.
As you go shopping at, make a list and take only enough cash to pay for what you have planned to buy. Leave your credit cards at home.
If you see something you think you actually need, give yourself two weeks to settle if it is really something you need or something you can easily do without. By following this simple solvent, you will restore your financial fences and your relationships.
0 komentar:
Post a Comment